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GREAT RATE CARD
THAT REWARDS YOU WITH CASH BACK OR POINTS

  • 8.75% Variable APR--one of the lowest in the market.

  • Low 9.75% Variable APR for balance transfers.

  • No annual fee.

  • Optional rewards programs that fit the way you live--Cash Back or AmaZing™ Rewards. Learn more.

  • Prevent fraud with Amegy Purchase Alerts™ powered by Visa® on select credit card transactions. 

  • Earn a premium deposit rate on select interest-bearing Amegy Bank accounts.*
  • Earn 1% Cash Back on all purchases like fuel, home improvement expenses, dining and more.

  • $50 in earned Cash Back will automatically be deposited into your Amegy Bank savings account.

  • Grow your savings conveniently and quickly with unlimited Cash Back.

  • Earn a premium deposit rate on select interest-bearing Amegy Bank accounts.*

  • Track your Cash Back balance easily within your monthly credit card statement.

  • Cash Back free for the first year ($25 annually thereafter). Participation is optional.

  • Prevent fraud with Amegy Purchase Alerts™ powered by Visa® on select credit card transactions.

  • No annual credit card fee.

  • 8.75% Variable APR--one of the lowest in the market.

  • Low 9.75% Variable APR for balance transfers.
  • Earn one AmaZing™ Reward point for every dollar spent on all expenses like shopping, fuel, travel, and more. Browse items now.

  • No limit to the number of points you can earn.

  • You choose where to use your points from over six million items including merchandise, travel, events, and gift cards.

  • Travel rewards include domestic and international flights, cruises, hotels and more. Flights can be booked as little as 72 hours in advance.

  • Shop via Bank-at-Home online banking for items with as little as 1,500 points in your AmaZing Rewards' account.

  • Earn a premium deposit rate on select interest-bearing Amegy Bank accounts.*

  • Cost is only $25 annually for AmaZing Rewards. Participation is optional.

  • Prevent fraud with Amegy Purchase Alerts™ powered by Visa® on select credit card transactions.

  • No annual credit card fee.

  • 8.75% Variable APR--one of the lowest in the market.

  • Low 9.75% Variable APR for balance transfers.

Rates and Pricing

 

Cardholder Agreement

 

Additional Card Enhancements
  • Free online purchases protection with Verified by Visa®
  • No swiping needed for purchases with free Contactless Card option
  • Customize your card with your own photo using myPHOTOcard
  • EasyPay Automatic Payments
  • Insurance - Auto Rental and Travel Accident
  • Cardholder Inquiry Service
  • Emergency Card Replacement and Emergency Cash Disbursement 
  • Lost or Stolen Card Reporting
  • Roadside Dispatch and/or Travel & Emergency Assistance
  • Visa Zero Liability 

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To learn more about factors to consider when appying for or using a credit card, visit the Federal Reserve Board website at http://www.federalreserve.gov/creditcard.

International Traveling Tips with your Visa

* Most personal accounts are eligible for automatic enrollment. To receive the premium rate, the Amegy Visa card must be current and the related deposit accounts cannot be in a dormant status or any other status that prevents deposits (credits) or withdrawals (debits). The premium rate is only applied to automatically renewing time deposits at the time of renewal.

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