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	:               :  :  »Treasury Gateway Portal »e-FX Home »  About Us »  Correspondent Banking »  Escrows Online Business Account Rates » Checking Accounts » Certificates of Deposit (CDs) » Money Market & Savings Accounts Checking Accounts Checking accounts that that fit your business today – and tomorrow. Business Interest Checking Exclusive to sole proprietors, non-profit organizations and government entities. Hide Rates.. Balance Interest Rate APY $0+ .050% .05% Go to Top Iolta Checking Available to Lawyers and Law Firms who need an account to hold client funds for later distribution. Hide Rates.. Balance Interest Rate APY $0-$49,999.99 .250% .25% $50,000-$99,999.99 .250% .25% $100,000+ .250% .25% Go to Top Click here for Checking Accounts disclosures. *Rate Information: The Annual Percentage Yield (APY) and Interest Rate for your account are variable, may change at any time at the Bank's discretion and are accurate as of date viewed. Fees may reduce the earnings on your account. Minimum Balance Requirements for Business Interest Checking: The minimum deposit required to open a Business Interest Checking account is $50.00 and a minimum daily balance of $2,000.00 to avoid the $12.00 monthly maintenance fee. Minimum Balance Requirements for IOLTA Checking: The minimum deposit required to open an IOLTA Checking account is $200.00. Please refer to the Business and Commercial Banking Pricing Schedule available at any Amegy Bank Center for additional account and fee information. Certificates of Deposit (CDs) Earn a competitive interest rate to maximize your returns. Business CD Earn competitive, fixed interest rates when safety and a guaranteed return are important. Hide Rates.. Term Interest Rate APY 30 Days .050% .05% 60 Days .050% .05% 90 Days .050% .05% 180 Days .100% .10% 330 Days .100% .10% 1 Year .100% .10% 18 Month .100% .10% 2 Year .200% .20% 30 Month .349% .35% 3 Year .399% .40% 5 Year .499% .50% Go to Top Jumbo Business CD Earn competitive, fixed interest rates when safety and a guaranteed return are important. Hide Rates.. Term Interest Rate APY 30 Days .050% .05% 60 Days .050% .05% 90 Days .050% .05% 180 Days .100% .10% 330 Days .100% .10% 1 Year .100% .10% 18 Month .100% .10% 2 Year .200% .20% 30 Month .349% .35% 3 Year .399% .40% 5 Year .499% .50% Go to Top Click here for Certificates of Deposit (CDs) disclosures. *Rate Information: The interest rate for your fixed rate CD will be paid until the maturity date. The Annual Percentage Yield (APY) is accurate as of date viewed and assumes interest remains on deposit until maturity and a withdrawal will reduce earnings. Interest is compounded monthly and will be credited monthly. Minimum Balance Requirements: You must deposit $1,000 to open a Certificate of Deposit - CD or $250 for IRA CDs. Balance Computation Method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Accrual on Non-Cash Deposits: Interest begins to accrue no later than the business day you deposit noncash items (for example, checks). Transaction Limitations: After the account is opened, you may not make deposits into or withdrawals from this account until maturity. Early Withdrawal Penalty: If the maturity of the time deposit is seven to 29 days or any portion thereof, the depositor will forfeit an amount equal to seven days simple interest on the amount withdrawn. Maturity of the deposit is at least 30 days but less than 1 year, or any portion thereof, the depositor will forfeit an amount equal to 30 days simple interest on the amount withdrawn. If the maturity of the time deposit is at least one year, but less than two years, or any portion thereof, the depositor will forfeit an amount equal to 90 days simple interest on the amount withdrawn. If the maturity is two years or more, the depositor will forfeit an amount equal to 180 days simple interest on the amount withdrawn. All bonus interest in excess of the stated rate of the time deposit earned or that could have been earned as a result of a promotional program will be forfeited. Penalty will be waived if depositor dies or is declared incompetent. Renewal Policy: The grace period for the automatically renewing CD is 10 calendar days from the maturity date to withdraw your funds without being charged a penalty. For CDs with terms of less than 30 days, the grace period is 3 calendar days. Changes to the term may be made during the grace period. RISING RATE: Option available on 1 year, 18 month, 2 years, and 3 years CDs. Once during the term of the CD, the customer has the option of presenting a certificate to raise the rate to the then current chart rate for a CD of similar term and will receive that rate for the remainder of the term. Please refer to the Business and Commercial Banking Pricing Schedule available at any Amegy Bank Center for additional account and fee information. Money Market & Savings Accounts Earn a competitive interest rate to maximize your returns. Business Money Market Sophisticated savings solutions that work for business. Hide Rates.. Balance Interest Rate APY $0-$24,999.99 .100% .10% $25,000-$99,999.99 .100% .10% $100,000-$499,999.99 .150% .15% $500,000-$999,999.99 .200% .20% $1,000,000-$2,999,999.99 .200% .20% $3,000,000+ .200% .20% Go to Top Business Savings Ideal for businesses with higher savings balances looking to maximize earnings. Hide Rates.. Balance Interest Rate APY $0+ .150% .15% Go to Top Click here for Money Market & Savings Accounts disclosures. *Rate Information: The Annual Percentage Yield (APY) and Interest Rate for your account are variable, may change at any time at the Bank's discretion and are accurate as of date viewed. Fees may reduce the earnings on your account. Minimum Balance Requirements for Business Money Market: The minimum deposit required to open a Business Money Market account is $200.00 and a minimum daily balance of $3,500.00 to avoid the $12.00 monthly maintenance fee. The first 20 items are deposited free, than a $0.12 per item fee applies. Minimum Balance Requirements for Business Savings: The minimum deposit required to open a Business Savings account is $50 and a minimum daily balance of $300.00 to avoid the $3.00 monthly maintenance fee. Transaction Limitations: For Savings and Money Market Accounts, Federal Regulation D limits the transactions on your account to a maximum of six transfers and/or withdrawals by pre-authorized, automatic or Telephone/Internet transfers, check, draft, or debit card during each monthly statement cycle. Checks are counted as of the date they post to your account, not the date they are written. There are no regulatory restrictions on transactions at the ATM or teller window. Additional surcharges may be assessed by other ATM owners. Please refer to the Business and Commercial Banking Pricing Schedule available at any Amegy Bank Center for additional account and fee information. Check Today's Interest Rates » Personal Accounts Personal Deposit Accounts » Open An Account Online Personal Loans » Apply for a Loan
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